Debt to Income Ratio (DTI)

Debt to Income Ratio (DTI)

When you’re looking to borrow money, it is important that you know your debt to income ratio (also referred to as DTI). To calculate your DTI, you divide your total recurring monthly debt by your…

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May 18, 2020
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What is in a Credit Score?

What is in a Credit Score?

Despite what some people may have told you, your credit score affects your life in more ways than you may realize. Therefore, it is crucial you know your current score, and are always trying to…

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May 11, 2020
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How to Use a Credit Card Responsibly

How to Use a Credit Card Responsibly

If you’re reading this post as a follow up from last week’s post on how to choose the right credit card for you, congratulations on choosing a card. Now, it is important that you learn…

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May 4, 2020
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10 Ways to Protect Your Financial Information

10 Ways to Protect Your Financial Information

Everyone has heard of identity theft, ransomware, data breaches, and spyware. However, no one ever thinks they’ll be taken by one of them. Unfortunately, these are becoming more and more common. It is more important…

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March 23, 2020
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Bank Accounts to Open in your Twenties

Bank Accounts to Open in your Twenties

When you go into the bank for the first time, they likely opened two accounts for you: chequing and savings. Although these accounts are necessary to have, they are not the only ones. In order…

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February 17, 2020
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