Launched in 2018 as a community for millennial’s who are navigating though their twenties, The Millennial Approach is a quickly growing collective of go-getters who are ready to harness their full potential, get their lifestyle in order and gain financial freedom!

Whether you need a few tips on how to organize your life, or you need a complete overhaul of your financial life – you’re in the right place.

Since you’ve found your way here, something tells me you want to live a life of order and financial freedom. You don’t want to live your life in chaos, or owing money to others. Instead, you would rather build real wealth, set yourself up for future success, and live life on your own terms.


But maybe you…

– Don’t know where to begin with paying off your large debts
– Are so disorganized that it’s affecting all areas of your life
– Are out of debt, but are worried you’ll get back into debt again
– Worry about different aspects of your future
– Feel isolated and alone on your financial journey

Regardless of where you are on your journey, there is always room for learning and improvement. And in those regards, you’ve found yourself in the perfect place. Welcome, to The Millennial Approach to life.

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Hi, I’m Kate 👋🏼

I’m the voice behind The Millennial Approach. I’m a 20-something millennial from the east coast of Canada. I was born and raised in Halifax, NS, but I currently reside in Sydney, NS. I currently live with my two pups, Zoey and Kona. I’ve been running this lifestyle blog since 2018, but it wasn’t until 2020 that I started to take it seriously.

I like to think that I’m well educated: I have a bachelor’s of science degree and a bachelors degree in education. But neither of those degrees taught me anything about my current passion: personal finance. It wasn’t until I found myself in a bit of a financial rut that I discovered my love of budgeting and personal finance. I’ve created this blog not only to share my personal journey with you, but also to prove knowledge and education for you to succeed in your own financial journey and beyond. I truly believe that you have to have all of your life in order (not just your finances) to achieve financial freedom, and I would love for you to join me on this journey of learning!

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Frequently Asked Questions ❓

Q// What is your full-time job?
A// I currently have four jobs as I work on paying down debt and building wealth. I work as a teacher for my local school board, as an ESL teacher for VIPKID, as a colour consultant for a local paint store, and as a high school tutor.

Q// How many streams of income do you have?
A// I currently have four streams of income – but looking to increase this number!

Q// What was the highest level of debt you’ve been in?
A// $42, 481.25 and I’m still working on paying this down. This came from consumer debt and student loans. My biggest reminder: stick to a lifestyle that your budget can afford!

Q// When do you hope to become debt free?
A// My goal is to be fully debt free (excluding mortgage) before 2023. It would be great if I could accomplish this before then – and it’s what I’m working towards!

Q// What do you use to track your monthly expenses?
A// I currently use my own budget templates (which you can find in my Etsy shop here) as well as EveryDollar.

Q// How do I teach for VIPKID, too?
A// Teaching for VIPKID has been such a financial blessing to me. It’s allowed me to almost double my regular teaching salary, and is the reason I’m going to be able to be debt free in only a few years. I wouldn’t be able to live the lifestyle I do without VIPKID. I would love to help you become a teacher with them, too! Send me an email if you have any questions []. You can access the application link here. Or, you can enter code [KATE00042].

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Let’s Get Social! 📱

Instagram: @macdonaldkatee

Twitter: @macdonaldkatee

Pinterest: @macdonaldkatee

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Take Note ⚖️

I am not a/n…

– certified financial planner/advisor

– certified financial analyst

– economist nor a CPA

– accountant

– lawyer

I am not a finance professional through formal education. I simply believe and take pride in a sense of financial freedom, satisfaction, fulfillment and empowerment that I get from being financially competent and being conscious managing my personal money. The contents on this site and/or email course are for informational and entertainment purposes only, and does not constitute financial, accounting, or legal advice. I cannot guarantee that the information shared is appropriate for you or anyone else. By using this site and/or email course, you agree to hold me harmless from any ramifications, financial or otherwise, that occur to you as a result of acting on information found on this site.